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It takes the cost of two-year fixed rates above the peak seen in October last year – when they reached 6.65percent – after Kwasi Kwarteng’s mini-budget spooked the markets. Both Barclays and NatWest have given notice to mortgage brokers today of their intention to increase fixed rates. NatWest’s buy-to-let fixed rates, available through brokers, have seen significant increases.

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It has a two-year fixed rate at 6.18percent (down from 6.45percent), also with a 999 fee (80percent LTV). Virgin Moneyis cutting the cost of fixed rate mortgages for new and existing customers by up to 0.3 percentage points. The bank cut fixed rates for purchase by up to 0.6 percentage points earlier in the week.

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